A Valuable Education Ignored

It is easier to help instill good money habits early in life than to try to retrain poor spending and saving behaviors later in life.

Financial Literacy Gaps

Researchers at the Wharton School found that

racial and gender disparities in financial literacy

accounted for more than one-third of the growing economic inequalities in America.


Another study found financial literacy accounted for 30-40% of retirement wealth inequality.


Increased knowledge increases wealth.

Young People Unprepared

Almost 70% of 18-24 year-olds have less than $1,000 in savings with almost half of those having nothing saved


Young people without savings are less likely to attend college and credit card debt is correlated to higher college drop-out rates  


Almost 80% of millennials are in debt, with the average person leaving college almost $40K in debt